Financial Aid

The financial aid process doesn’t have to be complicated. Here are some quick steps for understanding how to apply.

Many students ask if they need to complete the FAFSA each year.  The answer is YES.  Completing the FAFSA early is important because financial aid is often given out on a first-come, first-served basis.  FAFSA is the basis for almost all student aid, loans and grants — whether aid that is based on financial need or merit-based aid.

Do you need assistance with your FAFSA and/or financial aid options?  UC Saco is fortunate to partner with Randi Paine the Southern Maine Advisor from the Maine Educational Opportunity Center (MEOC).  Randi is generally on site in the Saco Center on Thursday’s from 10am-2pm.; if those times are not convenient for you, she is available to meet during other times/locations.  To schedule a time to meet with her, please call the center at 282-4111 for her contact information.

RETURNING VETERANS: In addition to the FAFSA, you may wish to speak to Laurie Krzywda, UMA’s Veterans Affairs Certifying Official (207-621-3458), and a veteran herself, with questions specific to the veteran educational benefits programs.

Here are some steps to take preparing to apply:

  • Gather the information you need to fill out the form; here’s the checklist
  • We recommend that you create an FSA ID prior to completing the FAFSA.  Creating your FSA ID ahead of time will make FAFSA completion quicker and easier! You can create an FSA ID now at
    Keep track of your FSA ID information using FAME’s FSA ID Information Tracking Sheet.
  • Complete the online Free Application for Federal Student Aid (FAFSA)
  • If you need internet access to complete FAFSA, you are welcome to come to Saco during business hours and use our computer lab; ask for the GUEST PASSWORD at the front desk.
  • Once you have been accepted for admission, your home campus then creates an Financial Aid Award detailing a financial aid offer based upon the information that you have provided.
  • To view and accept an offer of Financial Aid you will need to set up a MaineStreet Account
  • Need Help? Questions?  Contact us at 282-4111


  • Don’t get scammed!  The “F” in FAFSA stands for FREE
  • File for financial aid well in advance of the beginning of the semester you can begin to file as soon as October 1, with the corresponding tax year. For example on October 1 you can file the 2017/18 FAFSA using your 2015 taxes.
  • An updated FAFSA must be completed each academic year in which you wish to receive aid
  • You must be admitted to a degree program at your home campus to get financial aid
  • Generally, but not always, you must enroll in a minimum of 6 credit hours to be eligible

For more information:

Remember, help is available at the Financial Aid Office at your home campus!